Avoid Timing the Market, use Dollar cost Averaging strategy

It is extremely difficult to time the market.

Any financial market in the world experiences both bad and good times. Never expect the market will go up forever and go down forever. It is impossible. Never believe in predictions :)

Instead of spending the time to predict when the bottom of the market will take place and investing a lump sum of money at one time, it is recommended to invest a constant amount of money periodically. The risk of timing the market incorrectly could be greatly reduced in this strategy – it lessens the risk of you investing a large amount of money into the market at the wrong time.

Regardless of economic conditions, using this strategy, an investor is prevented from making massive losses with large amount of money at one go in a volatile environment should the market turn against them. Of course, an investor will also not going to make a big profit in this case.
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Looking for tips on how to salvage investment

Many people have lost much of their hard earned money in this financial crisis.

More and more people are looking for tips and guidance in overcoming the current financial crisis. Many are searching for information on the timing of the end of this bear market and figure out what to do with their money. The true is nobody know the answer.

Is it the time to sell right now, or should we stay invested? Nobody know. However, cashing out right now means missing out on rebound. In current situation many fundamentally strong stocks are selling at bargain-basement prices and are undervalued and cheap!
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Financial Freedom contribute to Option for retirement

Once I asked one of my friends what is his purpose for achieving financial freedom. He told me that he want to have the option for retirement.

That is it!

Like many of my friends, I like the job I am working now. I like the colleagues and friends in my company. Even though one day I may be financial free, but I doubt if I will quit my job immediately :)
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China ETF – Emerging Market Investment Strategies

Unless you haven’t been paying attention, you already know that China has one of the fastest growing economies in the world. Money is pouring into the country at an unbelievable rate. Want to know how your portfolio can benefit from the growth? Read on…

The easiest way to gain exposure to the boom going on in the far east is through a China ETF. In case your not familiar with the ETF investment vehicle, here’s the skinny. ETFs are internally diversified, like a mutual fund. But, unlike a mutual fund, and ETF can be traded intra-day (like a stock). And ETFs cost far less than typical mutual funds.

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Access to China companies through FXI


This is an attractive ETF which provides access to some of China’s largest and stable companies. It seeks investment results that correspond generally to the price and yield performance of the iShare FTSE/Xinhua China 25 Index (FXI).

All of the securities in the Index are trade on the Hong Kong Stock Exchange. Based on the fund’s website today, there are a total of 26 companies in this ETF:
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Using both Fundamental and Technical Analysis in Investment

There are people who invest only based on fundamental analysis. On the other hand, there are people who trade solely based on technical analysis. Both methods have their pros and cons. However, it is highly recommended to utilize both methods in your investment portfolio construction.

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